Let’s Get Started

Bayard Business Capital and Consulting is ready to get you on the road to success. Our commercial finance consultants want to hear from you. Our team of experienced and knowledgeable commercial finance professionals will be able to provide you with the guidance you need to review your options, understand the benefits and begin the process of securing the capital you need.

We Have A Solution For You

No matter where you are with your business, if you need capital, we have a solution for you. Our alternative lending options have been created to provide financing based on the specific needs of the business. Contact us today to learn more about how accessing capital for your business through Bayard Business Capital and Consulting will be the best investment in your business.

Contact Bayard Business Capital and Consulting

Company Contact

Commercial finance consultants are standing by to discuss with you your options.

Thank you for inquiring with Bayard.  Our primary business is commercial loan brokering with a focus on real estate and SBA type transactions, although we do work with equipment and conventional working capital business loans.  Since starting in 2014, we have closed over 200 transactions with over 20 different lenders.  Technically, we are classified as a private correspondent bank.

We have ten very brief, but direct, questions we need to understand before we can provide any meaningful response.  We will then prepare a “Loan Summary” of your request and present it to at least three different lenders to achieve the best lender’s proposal for you.         

BUSINESS QUESTIONS for COMMERCIAL REAL ESTATE INVESTMENTS (CRE)

  1. Do you own CRE now, and if so, what type and for how long?
  2. Short description of this opportunity.
  3. Can you provide a rent roll?
  4. What is the largest amount you have borrowed in the past?
  5. Are there any immediate significant repairs needed to this property?
  6. Can you provide three years of tax returns (both yours and CRE entity) and Year to Date financials?
  7. Can you provide a current Personal Financial Statement?
  8. What amount, terms, and conditions are you seeking (LTV, payment, maturity)?
  9. What is the location of the property?
  10. What is your estimated credit score?

BUSINESS QUESTIONS

  1. What does your business do?
  2. How many owners of your business?
  3. How long have you been in business?
  4. How many employees do you have?
  5. Describe your management team.  Is there a succession or buyout plan?
  6. Can you provide three years of tax returns (both owners and business entity) and Year to Date financials?
  7. Can you provide a current Personal Financial Statement?
  8. What amount, terms, and conditions are you seeking?
  9. What is the largest loan your business has acquired in the past?
  10. What is your estimated credit score?