At Bayard Business Capital and Consulting, we offer a wide array of commercial real estate financing products to meet the needs of investors and owners alike. Whether you are looking to purchase a multifamily rental property to generate income, start a ground-up construction project for a medical center or hotel, or if your business needs to expand to a new location, Bayard has the best commercial real estate financing programs in St. Louis.

SBA 7a and 504 Loans

We offer SBA 7a and 504 loan programs to commercial real estate investors. As a Small Business Administration Preferred Financial Services Company, we can fast track SBA loan requests to get you the financing you need at competitive rates for time-sensitive deals.

Our SBA Loans feature:

  • Rates as low as 4.5%
  • Fixed terms up to 35 years
  • Funding for owner-occupied properties
  • Financing for flagged and non-flagged hotels

Conventional Loans

Bayard Business Capital and Consulting offers conventional loans to commercial real estate investors in St. Louis, MO. Our conventional CRE loans include:

  • LTV up to 75%
  • Terms up to 10 years
  • Up to 30 year amortizations
  • Loans from $200,000 to $100 million and above
  • Rates as low as 3.75%

Our conventional loans are tailored for major markets in the greater St. Louis area, and can be used for real estate such as:

  • Hotels
  • Office space
  • Multifamily
  • Mobile home parks
  • Healthcare facilities
  • Other retail properties

Equity and Mezzanine Financing

Bayard Business Capital and Consulting works directly with private investments groups to offer financing ranging from $5 million to over $100 million to St. Louis commercial real estate investors. Our partnerships allow us to customize equity and mezzanine financing to meet your needs.

CMBS Loans

Our capital resources and investor partnerships allow us to offer commercial mortgage backed securities (CMBS) loans for single tenant, multifamily, retail, shopping centers, franchised hotels, and similar properties. Our CMBS Loan program offers:

  • Loans from $1 million on up to to $50 million
  • Fixed terms up to 10 years
  • 30 year amortizations
  • Low interest rates and non-recourse debt
  • Cash out options

Construction Financing

Bayard Business Capital and Consulting offers construction financing to St. Louis sponsors with experience in equity for their projects. All loan agreements are tailored to suit your construction projects, and start at $10 million to over $100 million.

HUD and FHA Loans

Our HUD and FHA loans provide $2 million on up to $50 million for multifamily rentals, special care facilities, hospitals, and senior housing in St. Louis with low fixed rates. These funds can be used for property acquisition, new construction, rehabilitation, and refinancing. These HUD and FHA loans feature:

  • Permanent financing
  • Credit enhancement
  • Fully assumable financing
  • Integrated construction
  • Fully amortizing non-recourse loans

Contact Us

If you are looking for the best commercial real estate financing in St. Louis, contact Bayard Business Capital and Consulting. We pride ourselves in working directly with businesses and CRE investors to come up with strategies and solutions to fit their needs.